California State Center Wiki: California Auto Insurance

California Auto Insurance Details

Providing proof of insurance required to register my automobiles, trucks, and motorcycles

Evidence of valid liability insurance must be provided when renewing your vehicle registration. Acceptable proof is a current identification card, issued to you by your insurance company. An alternative to meet this requirement is that you may post a bond as proof of insurance.

California Liability Insurance Requirements

California requires that drivers and vehicle owners carry the following minimum monetary limits:

$15,000 for injury or death of 1 person per accident
$30,000 for injury or death of 2 or more persons per accident
$5,000 for property damage per accident

Evidence of financial responsibility must be carried at all times in the vehicle. Most Californians maintain financial responsibility through insurance companies, which provide the policy holder with an identification card as evidence of coverage. The card must state the insurance company's name and address, the period of coverage and policy number.

Persons operating a vehicle in this state who are unlicensed or have an invalid California or out-of-state driver license are subject to the same financial responsibility laws as valid California licensed drivers.

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Source: Louisiana State Center